Residential mortgage-backed securities are the largest sector of the mortgage credit market, supported by a resilient economy and consumer and improving home affordability.

Residential mortgage-backed securities are the largest sector of the mortgage credit market, supported by a resilient economy and consumer and improving home affordability.

Use these creative tips to help attract a steady flow of new clients and grow your wealth planning office.

Use these creative tips to help attract a steady flow of new clients and grow your wealth planning office.

The economy and consumer remain resilient.

The economy and consumer remain resilient.

Download the Bull & Bear markets PDF to help guide your client discussions about ever-changing markets.

Download the Bull & Bear markets PDF to help guide your client discussions about ever-changing markets.

Use these tips to attract the next generation of clients as they inherit trillions of dollars in wealth.

Use these tips to attract the next generation of clients as they inherit trillions of dollars in wealth.

In this special deep dive on consumer health, Thrivent experts provide a diagnosis.

In this special deep dive on consumer health, Thrivent experts provide a diagnosis.

The Great Financial Crisis of 2008-09 created a stronger investing picture for mortgage-backed securities. Senior Portfolio Manager, JP Gagne, looks into the benefits of investing in mortgage credit in this lowering interest rate cycle.

The Great Financial Crisis of 2008-09 created a stronger investing picture for mortgage-backed securities. Senior Portfolio Manager, JP Gagne, looks into the benefits of investing in mortgage credit in this lowering interest rate cycle.

Read now for Thrivent Asset Management's view on some key factors influencing the economy and markets in the coming months for the fourth quarter of 2024.

Read now for Thrivent Asset Management's view on some key factors influencing the economy and markets in the coming months for the fourth quarter of 2024.

Early third quarter market volatility cooled to a low simmer as later economic data revealed a more resilient economy and declining inflation.

Early third quarter market volatility cooled to a low simmer as later economic data revealed a more resilient economy and declining inflation.

While economic data is often volatile as economies turn—and some of the data suggest the economy is still slowing—the balance indicates growth is stabilizing.

While economic data is often volatile as economies turn—and some of the data suggest the economy is still slowing—the balance indicates growth is stabilizing.

Our experts lay out their expectations for the fourth quarter and the months beyond.

Our experts lay out their expectations for the fourth quarter and the months beyond.

A soft landing is still our expectation, but we are closely watching the labor market and elevated inflation, as well as geopolitical events.

A soft landing is still our expectation, but we are closely watching the labor market and elevated inflation, as well as geopolitical events.

Equities markets have been influenced by the large-cap technology companies, but that breadth is narrowing. Cyclical sectors, on the other hand, are highlighting how the U.S. economy is at an inflection point, which is heavily influenced by consumers feeling pain points of higher prices, fewer job openings and even affordable housing.

Equities markets have been influenced by the large-cap technology companies, but that breadth is narrowing. Cyclical sectors, on the other hand, are highlighting how the U.S. economy is at an inflection point, which is heavily influenced by consumers feeling pain points of higher prices, fewer job openings and even affordable housing.

Employment numbers were strong for much of 2024, but numbers are slowing as we near the end of the year. The main concern is unemployment, which is influenced by more people wanting jobs and companies not posting as many open positions.

Employment numbers were strong for much of 2024, but numbers are slowing as we near the end of the year. The main concern is unemployment, which is influenced by more people wanting jobs and companies not posting as many open positions.

With low interest rates during the pandemic resulting in consumers borrowing at lower costs, followed by high interest rates as the U.S. Federal Reserve worked to contain high inflation, inflation has been a big factor for both consumers and the markets over the past few years.

With low interest rates during the pandemic resulting in consumers borrowing at lower costs, followed by high interest rates as the U.S. Federal Reserve worked to contain high inflation, inflation has been a big factor for both consumers and the markets over the past few years.

A locked-in affect is dampening the housing market, frustrating consumers who want to buy a home. It’s a combination of homeowners sitting on low-interest rate mortgages from the early 2020s, high mortgage rates today and lower numbers of new houses being built.

A locked-in affect is dampening the housing market, frustrating consumers who want to buy a home. It’s a combination of homeowners sitting on low-interest rate mortgages from the early 2020s, high mortgage rates today and lower numbers of new houses being built.